Financing Solutions

Loan Programs Built for Investors

From quick fix-and-flip capital to long-term rental financing, we have the right loan for every stage of your real estate strategy.

Acquire, renovate, and resell — fast.

Fix & Flip

Our Fix & Flip loans are purpose-built for investors who buy distressed properties, renovate them, and sell for a profit. We fund both the acquisition and rehab costs, so you can move quickly without tying up your own capital.

  • Up to 90% of purchase price + 100% of rehab costs
  • Loan amounts from $75K to $5M
  • Interest-only payments during the term
  • No prepayment penalty
Apply for Fix & Flip

Loan Terms at a Glance

Loan-to-CostUp to 90% LTC
RateFrom 9.99% / yr
Term6–18 months
Min. Credit Score620+
Close TimeAs fast as 5 days

Bridge the gap. Close the deal.

Bridge Loans

Bridge loans give you the short-term capital to act on time-sensitive opportunities — whether you're acquiring before your current property sells, stabilizing a value-add asset, or waiting on permanent financing.

  • Flexible use of proceeds
  • Loan amounts from $100K to $10M
  • Light to moderate value-add properties
  • Recourse and non-recourse options available
Apply for Bridge Loans

Loan Terms at a Glance

Loan-to-ValueUp to 80% LTV
RateFrom 10.49% / yr
Term3–24 months
Min. Credit Score640+
Close Time7–14 days

Grow your portfolio. Keep your cash flow.

Rental / DSCR

Our DSCR (Debt Service Coverage Ratio) loans are underwritten on the property's rental income — not your personal tax returns. Ideal for investors building long-term rental portfolios without the friction of traditional bank underwriting.

  • No personal income verification required
  • Single-family, 2–4 unit, and small multifamily
  • Short-term rental (Airbnb/VRBO) eligible
  • Unlimited financed properties
Apply for Rental / DSCR

Loan Terms at a Glance

Loan-to-ValueUp to 80% LTV
RateFrom 7.49% / yr
Term30-year fixed
Min. DSCR1.0x
Close Time14–21 days

Larger deals. Flexible structures.

Commercial

Our commercial hard money loans cover mixed-use, multifamily (5+ units), office, retail, and industrial properties. We underwrite based on asset value and cash flow, not just borrower credit — making us the go-to lender for complex commercial deals.

  • Mixed-use, multifamily, office, retail, industrial
  • Loan amounts from $500K to $25M
  • Interest-only and partial amortization options
  • Cross-collateralization available
Apply for Commercial

Loan Terms at a Glance

Loan-to-ValueUp to 75% LTV
RateFrom 10.99% / yr
Term12–36 months
Min. Credit Score640+
Close Time10–21 days

FAQs

Common Questions

Find the Right Loan for Your Deal

Talk to a loan advisor today — no obligation, no pressure.